What Does OSHC Cover?

The exact coverage depends on your OSHC provider and policy. Typically, OSHC includes:

1. Doctor Visits
   • General Practitioner (GP) consultations.
2. Hospital Treatment
   • Inpatient services, including surgery.
3. Prescription Medications
   • Partially covers the cost of medicines.
4. Emergency Ambulance Services
   • Covers the cost of ambulance transportation in emergencies.

What is Not Covered by OSHC?

• Dental, optical, or physiotherapy services (unless you purchase extras).
• Treatments outside Australia.
• Pre-existing medical conditions during the first 12 months.

Choosing an OSHC Provider

Several government-approved providers offer OSHC in Australia:

1. Medibank
2. Bupa
3. Allianz Global Assistance
4. Nib
5. Ahm (Australian Health Management)

How to Purchase OSHC?

1. Through Your Education Provider
   • Many institutions have arrangements with OSHC providers and can include OSHC as part of your enrollment process.
2. Directly From OSHC Providers
   • Compare plans and purchase directly from an approved OSHC provider’s website.

Cost of OSHC

The cost of OSHC varies depending on:

1. Duration of your stay in Australia.
2. Coverage type (single, couple, or family policy).
3. OSHC provider.

Typically, a single policy costs between AUD 500–700 per year.

How Johal Immigration Specialists Can Help

• Help you compare OSHC policies to find the most suitable and affordable option.
• Assist with enrollment in a policy that meets student visa requirements.
• Provide ongoing guidance to ensure your health cover remains valid throughout your studies.